1APY is accurate as of
2/2/12. Rates subject to change without notice. A penalty
may be imposed for early withdrawal. Other terms and rates
available.
2With the current step-up
feature, customers have the one-time option to change the rate on your account for the remainder of its original term to the current rate. The current rate is defined as the rate being offered by the Bank (at the time you exercise your option) on the CD's with the same term as the original term of your account or, if not available, the 24 Month Certificate of Deposit. Signature Banking Customers: Please be reminded that when you exercise an option, the 0.10% added benefit does not apply. This only applies to with new or rollover CD's. If you renew your account, you may retain the "step-up" option for the renewed account at the term identified in this disclosure, only if the "step-up" feature is being offered on that particular term account at the time of renewal. Please inquire at the time of renewal. Minimum deposit to open the CD and obtain the APY is $500.
3With the current double-play step-up
feature, customers have the option to change the rate on their account
on two occasions during the original term of the certificate of
deposit. If you decide to exercise this option, the rate will change
to the current rate. The current rate is defined as the rate being
offered by the bank (at the time you exercise your option) on the
CD's with the same term as the original term of your account. Signature Banking Customers: Please be reminded that when you exercise an option, the 0.10% added benefit does not apply. This only applies with new or rollover CD's. If you
renew your account, you may retain the "step-up" option for the renewed account at the term identified above, only if the "step-up" feature
is being offered on that particular term account at the time of
renewal. Minimum deposit
to open the CD and obtain the APY is $2,000. Please inquire at time of renewal. |