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| Account |
(annualized)
Interest Rate |
Annual
Percentage Yield (APY)1 |
Minimum Balance
to Open |
Minimum Balance or Range to
Earn APY |
| 3 month CD |
1.98% |
2.00% |
$500 |
$500 |
| 6 month CD |
2.47% |
2.50% |
$500 |
$500 |
| 9 month CD2 |
2.96% |
3.00% |
$2,000 |
$2,000 |
| 10 month Signature Banking CD3 |
3.06% |
3.10% |
$2,000 |
$2,000 |
| 12-17 month CD |
3.06% |
3.10% |
$500 |
$500 |
| 15 month CD4 |
3.20% |
3.25% |
$2,000 |
$2,000 |
| 18-23 month CD |
3.25% |
3.30% |
$500 |
$500 |
| 2 Year Step-Up CD |
3.35% |
3.40% |
$500 |
$500 |
| 3 Year Double Play CD5 |
3.78% |
3.85% |
$2,000 |
$2,000 |
| 36-47 month CD |
3.69% |
3.75% |
$500 |
$500 |
| 48 month CD |
3.93% |
4.00% |
$500 |
$500 |
| 60 month CD |
3.93% |
4.00% |
$500 |
$500 |
| Eagle T- Account*6 (Tier) |
|
|
$1,000 |
$10.00 |
1 |
1.69% |
1.16%-1.53% |
|
$25,000.00 or more |
2 |
1.00% |
1.00%-1.00% |
|
$15,000.00 to $24,999.99 |
3 |
1.00% |
1.00%-1.00% |
|
$5,000.00 to $14,999.99 |
4 |
1.00% |
1.00% |
|
$10.00 to $4,999.99 |
*Signature Banking required. This account earns variable interest , which means the rate may change after the account is opened.
We may change the interest rate on Tier 2, Tier 3 and Tier 4 at any time. The interest rate for Tier 1 is equal to the 13-week Treasury Bill. The maximum APY is based on a balance of $100,000.00 |
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1APY is accurate as of
9/5/08. Rates subject to change without notice. A penalty
may be imposed for early withdrawal. Other terms and rates
available.
2The 9 month account will automatically renew at maturity
for a 6 month term at the regular CD rate being offered by the
Bank at the time of renewal.
3APY is accurate as of 9/5/08. Rates subject to change without notice. Minimum balance to open the CD and obtain the APY is $2,000. Must be Signature Banking customer. This CD does not qualify for an additional 10 basis points for Signature Banking customers. A penalty may be imposed for early withdrawal. The account will automatically renew at maturity for a 12 month term at the regular CD rate being offered by the Bank at the time of renewal. For information on Signature Banking, please click on Relationship Banking. Other terms and rates available.
4The 15 month account will automatically renew at maturity
for a 12 month term at the regular CD rate being offered by the
Bank at the time of renewal.
5With the current double-play step-up
feature, customers have the option to change the rate on their account
on two occasions during the original term of the certificate of
deposit. If you decide to exercise this option, the rate will change
to the current rate. The current rate is defined as the rate being
offered by the bank (at the time you exercise your option) on the
CDs with the same term as the orignal term of your account. If you
renew your account, you may retain the "step-up" option for the renewed account at the term identified above, only if the "step-up" feature
is being offered on that particular term account at the time of
renewal. Rates subject to change without notice. Minimum deposit
to open the CD and obtain the APY is $2,000. A penalty may be imposed
for early withdrawal. Other terms and rates available.
6Tier 1 - An interest rate of 1.69% will be paid only for that portion of your daily balance that is equal to or greater than $25,000. The annual percentage yield for this tier will range from 1.16% to 1.53% depending on the balance in the account.
Tier 2 - An interest rate of 1.00% will be paid only for that portion of your daily balance that is greater than $14,999.99, but less that $25,000. The annual percentage yield for this tier will range from 1.00% to 1.00%, depending on the balance in the account.
Tier 3 - An interest rate of 1.00% will be paid only for that portion of your daily balance that is greater than $4,999.99, but less than $15,000. The annual percentage yield for this tier will range from 1.00% to 1.00% depending on the balance in the account.
Tier 4 - An interest rate of 1.00% will be paid only for that portion of your daily balance that is greater than $9.99, but less that $5,000. The annual percentage yield for this tier will range from 1.00%. |
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