Higher yield interest rate
and flexible access |
Premier Money Market Account
$5,000 minimum deposit to open the account. |
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Higher yield interest rates
and flexible access |
Market Rate Investment Account
$2,500 minimum deposit to open the account. |
Check-writing privileges, Overdraft AdvantEdge available1 |
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Traditional savings tool with flexible access |
Statement Savings
$10 minimum deposit to open the account. Competitive interest earnings with balances of $10 or more. |
Convenient monthly statement, can be used as Overdraft Balance Protection2 |
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Simple savings tool
for easy recordkeeping and access to funds with branch visit |
Passbook Savings
$10 minimum deposit to open the account. Competitive interest earnings with balances of $10 or more. |
Convenient record-keeping |
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Higher yield interest rates
and flexible access |
KeyRate Account
$2,500 minimum deposit to open the account. |
Tiered savings account, the more you save the more you earn, no long-term
investment required, can be used as Overdraft Balance Protection2 |
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A guaranteed savings rate over
a longer term |
Certificate of Deposit
Earn higher rates on savings with a CD. Open a CD with as little
as $500. Guaranteed yield for variety of terms from 3 months to
5 years. |
Competitive rate of interest, fixed rates of return |
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Savings investment
options for your retirement |
Individual Retirement Accounts (IRAs)
Tax-deferred earnings on deposits, and you may be able to deduct
your contribution on your annual income taxes (consult your tax advisor). Choose from a variety
of terms with a low minimum balance of $500. We can also assist
with rollovers and transfers. |
Tax-deferred investing, potential income tax deduction |
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| Click here for deposit
account fee information. |
1The fee for each overdraft payment is the normal non-sufficient funds (NSF) charge of $25** for each item paid. The transaction categories for which the overdraft fee may be imposed are: checks and other transactions made using your checking account number (for example: ACH, recurring debit card charges); automatic bill payments; everyday debit card transactions*** and ATM withdrawals***.
You should bring your account to a positive balance within 30 days. If you are not able to do so you will receive a letter from the Bank informing you of the situation and your options. If, after a period of time, your account has not been brought to a positive balance, we may suspend your Overdraft AdvantEdge limit and take necessary steps to recover the funds.
We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your account in good standing, as defined by making regular deposits that bring your account to a positive balance at least once every 30 days, and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. Normally, we will not approve an overdraft for you in excess of your limit plus the overdraft charge. We may refuse to pay overdrafts for you at anytime, although we may have previously paid overdrafts for you.
**18/65 accounts for NSF fee is $5
***If the customer opts in.
2Customer authorizes automatic transfers of funds from a savings account to a checking account to cover overdrawn funds.
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